All-inclusive. These capabilities are available to every merchant from the moment they're onboarded
Virtual Terminal (vTerm)Credit, debit & ACH
Virtual POS (vPOS)In-store & countertop
Custom payment linksSend & share instantly
Hosted pay pagesBranded checkout
Customer profilesManage & track customers
Card on file linkTokenized card storage
Payment remindersAutomated follow-up
Payment schedulesRecurring & installments
Security transaction moduleSecuredPY TM built in
Payment requestsInvoice & collect
Email & text receiptsInstant confirmation
$0.00 authorizationPre-auth support
REST API & webhooksFull developer access
Custom batch timesControl your settlement
Multi-user accessTeam & role management
Payment plans / BNPLBuy now, pay later
Unlimited partner appsConnect any integration
PayFac readyPayment facilitator support
Questions
Pricing FAQ.
Do I need a merchant account to use PaidYET?
Yes. In step 2, simply choose whichever option fits you best. Connect an existing merchant account with "Bring Your Own" at no additional cost, or we'll connect you with one of our banking and processing partners to set one up quickly.
How does surcharge or cash discount work?
When enabled, the processing fee is added to the customer's checkout total -- merchants pay 0% out of pocket. We handle compliance with card network rules (Visa, Mastercard, Amex) and applicable state regulations.
What is PayFac ready and how does it work?
Every PaidYET plan supports the Payment Facilitator model and is fully compatible with PayFacHub. Software companies that want to become their own PayFac can use PaidYET's infrastructure. Contact us for sponsor bank referrals and setup guidance.
How is ACH pricing determined?
ACH rates vary by industry and transaction profile, ranging from 0% + $0.25 to 0.5% + $2.50. Contact [email protected] for a custom ACH quote based on your specific use case and volume.
What is the taap(it) Pocket Terminal™ ?
The taap(it) Pocket Terminal turns online transactions into tap-to-pay. Consumers can tap their card, watch, or another phone onto their own device. This proprietary tool lowers card rates and mitigates fraud.
Are all processing options available to every business?
All processing options are subject to application approval. Availability and rates may vary by industry, business type, and processing history. Enterprise and certain add-on options have additional qualification requirements.
Ready to build your access?
One-step onboarding. No long-term contracts. PaidYET has a solution shaped for your industry. Get started in minutes.
All rates subject to application approval. Pricing is subject to change without notice. Transaction fees are in addition to card network interchange and assessment fees where applicable. Processing rates shown do not include interchange unless stated. Surcharge and cash discount programs are subject to card network rules and applicable state and federal regulations. Other terms, conditions, and fees as outlined in your Merchant Processing Agreement may apply. * Minimum use per token required per calendar year, charges may apply if not used for a transaction.