Simple, transparent pricing

Build your plan.
Pay for what you use.

Choose a base platform, a processing preference, and any add-ons you need. Nothing hidden, nothing bundled you didn't ask for.

1
Base platform
Flexible options
2
Processing preference
How you handle card processing
3
Optional add-ons
Built-in tools, activate as needed
Step 1

Choose your base platform.

One monthly fee unlocks the full PaidYET commerce platform for your business. Pick the tier that best fits your volume.
$.00 per token, unlimited use.

Starter
$9
per month
+ $0.25 / transaction

Minimize costs at lower transaction volumes. Full platform access from day one -- no feature gating.

Get started
Growth
$29
per month
+ $0.15 / transaction

Reduce per-transaction cost as volume grows. The sweet spot for most software partners and their merchants.

Get started
Scale
$49
per month
+ $0.10 / transaction

Maximize savings at higher volumes. The lowest per-transaction rate available on the base platform.

Get started

Everything included in every plan -- no exceptions. These capabilities are available to every merchant from the moment they're onboarded -- no unlocking, no per-feature fees.

Virtual Terminal (vTerm)Credit, debit & ACH
Virtual POS (vPOS)In-store & countertop
Custom payment linksSend & share instantly
Hosted pay pagesBranded checkout
Customer profilesManage & track customers
Card on file linkTokenized card storage
Payment remindersAutomated follow-up
Payment schedulesRecurring & installments
Security transaction moduleSecuredPY TM built in
Payment requestsInvoice & collect
Email & text receiptsInstant confirmation
$0.00 authorizationPre-auth support
REST API & webhooksFull developer access
Custom batch timesControl your settlement
Multi-user accessTeam & role management
Payment plans / BNPLBuy now, pay later
Unlimited partner appsConnect any integration
PayFac readyPayment facilitator support
Step 2

Choose your processing preference.

Select how you want to handle card processing. We handle the compliance layer.

All-Inclusive
Simplest option
3.5% + $0.35

One flat rate covers everything -- processing, platform, and unlimited API keys included. No separate monthly base fee. Perfect for businesses that want complete simplicity.

Small / Medium / Enterprise
Best value
0.15% + $0.05

Cost-effective rates for businesses. Pairs with your base platform. Unbiased fees. Unlmiited add-ons for maintaining successful business.

Zero Processing Fees
Lowest rate
0%

Pass processing fees to customers. The fee is included in the checkout total -- merchants pay 0% out of pocket. Add-ons included.

Bring Your Own
Most flexible
Complete flexibility

Already have a merchant account and processor? Connect it to PaidYET with no extra processing fees. Pay your base platform rate only.

Other processing options
ACH processing
Bank-to-bank transfers -- rate depends on industry
0% - 0.5%
+ $0.25 - $2.50
taap(it) debit card
Branded debit card program
0.05% + $0.05
Gift & loyalty
Rewards & gift card programs
Inquire for quote

All processing options are subject to application approval. Rates and availability may vary by business type, industry, and processing history. Custom pricing and other options are also available -- contact us to discuss the best fit for your volume.

Step 3

Optional add-ons.

Optional tools to help your business. Integrations ready for you with security built in.

Per API key
Add-ons

Additional API keys beyond included

$5 + $0.05/txn
Options included:
POSFull point-of-sale module
Shopping cartEmbedded storefront checkout
mPOSMobile point-of-sale
taap(it) Pocket Terminal TMTap-to-pay mobile terminal
SchedulingAppointment & booking payments
PrePay / RSVPPre-payment & event reservations
TimePOSTime-based billing at point of sale
And more!Utilize ANY partner add-on

Contact [email protected] for add-on details and availability.

Resellers, Ambassadors, and Integrators

Built for partners.

Contact us for buy rates, volume discounts, and partner-specific pricing. We work across all types of financial, payments, and technology organizations.

Financial groups
Banks and private equity firms embedding commerce capabilities or offering payment solutions to portfolio companies.
Payments providers
ISOs, agents, and processors offering PaidYET's commerce platform to their existing merchant base.
Technology companies
Software companies, SaaS platforms, and integrators embedding PaidYET into their product for their merchant customers.
Partner program
Get your buy rates.

Talk to our partner team about pricing structures, volume discounts, and revenue share tailored to your business model.

Volume-based buy rates
Revenue share on merchant portfolio
White-label & co-branding options
Dedicated partner portal & support
PayFac and ISO program support
Contact partner team ->
Questions

Pricing FAQ.

What's the difference between All-Inclusive and the other processing options?
All-Inclusive (3.5% + $0.35) is one flat rate that covers everything -- including unlimited API keys -- with no separate monthly base fee. The other options pair a monthly base plan with lower per-transaction rates as volume grows.
Do I need a merchant account to use PaidYET?
Yes. In step 2, simply choose whichever option fits you best. Connect an existing merchant account with "Bring Your Own" at no additional cost, or we'll connect you with one of our banking and processing partners to set one up quickly.
How does surcharge or cash discount work?
When enabled, the processing fee is added to the customer's checkout total -- merchants pay 0% out of pocket. We handle compliance with card network rules (Visa, Mastercard, Amex) and applicable state regulations.
Can I change my base plan or processing preference later?
Yes -- base plan and processing preferences can easily be changed. Partners and PaidYET support teams will help you optimize your plan as your volume grows and business evolves.
What is PayFac ready and how does it work?
Every PaidYET plan supports the Payment Facilitator model and is fully compatible with PayFacHub. Software companies that want to become their own PayFac can use PaidYET's infrastructure. Contact us for sponsor bank referrals and setup guidance.
How is ACH pricing determined?
ACH rates vary by industry and transaction profile, ranging from 0% + $0.25 to 0.5% + $2.50. Contact [email protected] for a custom ACH quote based on your specific use case and volume.
What is the taap(it) Pocket Terminal™ ?
The taap(it) Pocket Terminal turns online transactions into tap-to-pay. Consumers can tap their card, watch, or another phone onto their own device. This proprietary tool lowers card rates and mitigates fraud.
Are all processing options available to every business?
All processing options are subject to application approval. Availability and rates may vary by industry, business type, and processing history. Enterprise and certain add-on options have additional qualification requirements.

Ready to build
your plan?

One-step onboarding. No long-term contracts. PaidYET has a solution shaped for your industry — get started in minutes.

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All rates subject to application approval. Pricing is subject to change without notice. Transaction fees are in addition to card network interchange and assessment fees where applicable. Processing rates shown do not include interchange unless stated. Surcharge and cash discount programs are subject to card network rules and applicable state and federal regulations. Other terms, conditions, and fees as outlined in your Merchant Processing Agreement may apply. * Minimum use per token required per calendar year, charges may apply if not used for a transaction.