Consumer and business behaviors change slowly, irrespective of the industry, for they require overcoming two key friction points: familiarizing oneself with new technology and going outside one’s comfort zone. Unless there is a dire need or a strongly enforced government or regulatory policy mandate, consumers and businesses are usually slow to change. How customer’s demand...
Among the many lessons we’ve learned in 2020 is how convenient and safe it is to shop and pay digitally, by laptop, mobile phone, tablet or other device. But when it comes to the contractor, the accountant, the lawn service and the myriad of other services we use in our daily lives, digital transactions aren’t...
By 2030, Cards may linger, But digital and contactless payments will dominate. The future of digital payments is being created now with the adoption of contactless payments, new digital transactions such as buy online, pick up in-store, and reduced friction within the payments ecosystem. A report by experts and prepared by the Electric Vehicle Charging...
What is Card-Not-Present fraud? The growing problem of card-not-present fraud harms both online consumers and online merchants. This type of fraud occurs in fraudulent transactions where a cardholder does not present a card to a merchant in person. Instead it is being used on the internet, phone and mail-order transactions. Usually in most cases, this...
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